How To Report a Car Accident in California
There are a lot of emotions involved when getting in a car accident. Not only is the event itself distressing, but the aftermath can also be messy. This is true even if you walk away with no injuries.
While reporting the accident might be the last thing on your mind due to time constraints and emotional vulnerabilities, it’s actually one of the most important steps.
If you’re not sure where to start, we’re here to help. Read on to learn more about reporting a car accident in the state of California.
Why Reporting an Accident is Important
When it comes to a minor car crash, a party involved may wish to resolve the situation privately. However, you should always report an accident, whether it is a major or minor car accident.
When you report a car accident:
The fault of the crash will be determined and recorded by an expert.
A third party can help prevent tension or disagreements between both drivers.
The proper documentation will be taken. This way, if the aftermath is more serious than initially thought, getting compensation is easier.
Legal Requirements When Reporting a Car Accident
Did you know that you’re not required to report all car accidents? While we recommend reporting them all, there are some cases where it’s legally required, according to California Vehicle Code §20000 and §20080.
Always report a car accident if:
The damage is expected to be over $1,000.
Someone was injured or killed in the collision.
Failure to report in the latter situations can result in legal repercussions. You risk getting a fine, jail time, or criminal charges. In less severe cases, you may have your license revoked or suspended.
Even if the police arrive at the scene, you’re still legally obligated to report the accident on your end. This means notifying your insurance company, as well as filing a report with the DMV.
Step 1: Calling Law Enforcement
When involved in a collision, your first step is to call the police or CHP. Be honest and upfront about the situation. Do not even blame yourself for the incident as you may not be aware of all facts yet. Leave it to them to file a police report, collect evidence, and determine who was at fault.
If an officer doesn’t arrive, you may have to complete the report on your own.
Step 2: File with the DMV within 10 Days
In California, any car accident that led to injury, death, and/or at least $1,000 in property damage must be filed with the DMV. You can do this by completing a Report of Traffic Accident Occurring in California, Form SR-1. This must be completed and turned in - either in person or online - within 10 days of the accident.
Be ready to provide this information:
Driver information
Vehicle details
Insurance
A short summary of the accident
This report should be made, even if you weren’t at fault. Failure to submit this form at all can lead to the suspension of your license.
Step 3: Contact Your Insurance Company
It’s important to submit a claim with your insurance company, either on the phone or online, right away. Waiting too long can result in you losing your chance at potentially receiving the compensation you deserve.
Always refrain from admitting fault for the crash. Also, keep from blaming the other driver when working with your insurance company. Instead, provide facts and evidence.
Be prepared to provide:
The time and place of the accident
A copy of the police report, if possible
Photo evidence of the scene, injuries, and/or damages
Witnesses’ names and contact information
Step 4: Retrieve a Copy of the Police Report
If there was a police report made, you’re obligated to receive a copy of it upon request. This can be retrieved from your local police department, CHP, or even from your county or city law enforcement website.
Obtaining a copy of the police report is imperative. A police report can come in handy when filing an insurance claim or taking legal action.
What to Do When the Other Driver isn’t Cooperating
Is the other driver failing to provide their personal information, like their name and insurance, to prevent you from reporting the accident? Maybe they admitted to, or lied about, not having auto insurance. Perhaps they even told you directly that they don’t want you to contact insurance or police.
Here are the next steps to take:
Contact the police anyway.
Take note of what you can, like the other driver’s license number and their car information.
Let your insurance company know what’s going on.
Consider teaming up with a lawyer.
Getting Legal Help for a Car Crash
Sometimes, there’s more than what meets the eye when it comes to reporting a car accident in California. There are several steps to take and multiple people to contact. It can be overwhelming.
What is more, the other driver may be uncooperative. It’s also possible that the collision is quite complex. Maybe there was a death or serious injury involved, the other driver doesn’t have insurance, there were extensive damages, or the incident turned into a hit-and-run.
Regardless of the complexities, Montanez & Yu Law would be happy to help. We are expert car crash lawyers and our legal team will ensure your accident is properly reported. We’ll also communicate with insurance on your behalf, protect you during legal proceedings, and ensure you get the compensation you deserve.
Final Thoughts
Reporting a car accident in Corona, or anywhere in Southern California is more important than words can explain. From avoiding monetary fines to getting your license revoked, it’s evident that reporting a collision timely is a must.
If you were recently involved in a car accident, don’t wait. Waiting too long can result in legal consequences and even cause you to miss on out compensation that was rightfully yours. Speak with Montanez & Yu Law today to get the reporting process started.